Cellular Wellness Trust

细胞健康信托

Build Your Wealth, Boost Your Health

解锁健康与财富的双重保障

—Your Path to Financial Security and Optimal Health

—双重保障助您实现财富与健康的双赢未来

CWT2

What is Cellular Wellness Trust (CWT)?

The Cellular Wellness Trust (CWT) is a financial solution jointly developed by AG Asia Group Berhad and Amanah Warisan Berhad, combining security, reliability, profitability, and professional wealth management services. By choosing CWT, you not only achieve stable financial growth but also gain access to exclusive Regenerative Therapy benefits provided by DC Healthcare Holdings Berhad. This innovative approach allows you to enjoy cutting-edge medical treatments while securing both your wealth and well-being for a truly win-win future.

In today’s unpredictable economic landscape, securing a financial plan that fosters both wealth growth and health security is more crucial than ever. The Cellular Wellness Trust Fund is tailored for this purpose, delivering stable financial benefits within the stringent regulatory framework of Malaysian law. This trust fund establishes a safe and transparent financial platform, utilizing expert asset management and diversified wealth-building strategies to promote sustainable financial growth. Furthermore, CWT safeguards both your interests and the future of your beneficiaries, offering a holistic approach to long-term financial stability and well-being.

CWT

什么是细胞健康信托?

细胞健康信托由AG Asia Group BerhadAmanah Warisan Berhad共同打造集安全性、可靠性、收益性及专业理财服务于一体的理财选项。选择细胞健康信托,您不仅能实现财富的稳健增值,更能享有由DC Healthcare Holdings Berhad提供的顶尖细胞再生治疗专属权益,享受顶尖医疗科技带来的健康福利,开启一条财富与健康并行的双赢之路。

在当今充满不确定性的经济环境中,寻找一项既能实现财富增值又能保障健康的选择显得尤为重要。细胞健康信托为您提供稳健的财务回报。在马来西亚法令的严格监管下,信托基金不仅为参与者打造了安全、透明的环境,还通过专业的资产管理和多样化的策略,助力您的财富稳步增长。同时,您的权益及受益人的未来也将获得充分保障,确保财富与健康在未来的生活中得到更全面的规划与守护。

Why Choose CWT?

为什么选择细胞健康信托?

Your Path to Financial Security and Optimal Health

—专属的健康福利

Receive 5 Regenerative Therapy, one per year for five consecutive years, with a total value of RM300,000 to RM400,000.
获得5次细胞再生治疗,每年一次,连续五年,总价值高达RM300,000至RM400,000。

Treatments are provided by Ministry of Health-approved clinics, ensuring safety. You can also transfer this benefit to family or friends.
治疗由卫生部批准的诊所提供,确保安全。您还可以将此福利转让给家人或朋友,共享健康。

Trust Company Protection

—信托公司的保障

As a professional trust company with extensive experience in asset management and expertise in wealth management, Amanah Warisan Berhad ensures wealth preservation and growth while strictly adhering to Malaysian laws and regulations to prevent any non-compliance risks.
作为专业的信托公司,Amanah Warisan Berhad拥有丰富的资产管理经验和专业知识,制定合理的理财策略,确保财产保值增值。同时确保所有操作符合马来西亚的法律法规,避免任何违规行为。

The company implements rigorous risk management measures to safeguard trust assets.
公司采取严格的风险管理措施,以保障信托资产的安全。

Build Your Wealth, Boost Your Health

解锁健康与财富的双重保障

Your Path to Financial Security and Optimal Health

双重保障助您实现财富与健康的双赢未来

CWT2

What is Cellular Wellness Trust (CWT)?

The Cellular Wellness Trust (CWT) is a financial solution jointly developed by AG Asia Group Berhad and Amanah Warisan Berhad, combining security, reliability, profitability, and professional wealth management services. By choosing CWT, you not only achieve stable financial growth but also gain access to exclusive Regenerative Therapy benefits provided by DC Healthcare Holdings Berhad. This innovative approach allows you to enjoy cutting-edge medical treatments while securing both your wealth and well-being for a truly win-win future.

In today’s unpredictable economic landscape, securing a financial plan that fosters both wealth growth and health security is more crucial than ever. The Cellular Wellness Trust Fund is tailored for this purpose, delivering stable financial benefits within the stringent regulatory framework of Malaysian law. This trust fund establishes a safe and transparent financial platform, utilizing expert asset management and diversified wealth-building strategies to promote sustainable financial growth. Furthermore, CWT safeguards both your interests and the future of your beneficiaries, offering a holistic approach to long-term financial stability and well-being.

CWT

什么是细胞健康信托?

细胞健康信托由AG Asia Group BerhadAmanah Warisan Berhad共同打造集安全性、可靠性、收益性及专业理财服务于一体的理财选项。选择细胞健康信托,您不仅能实现财富的稳健增值,更能享有由DC Healthcare Holdings Berhad提供的顶尖细胞再生治疗专属权益,享受顶尖医疗科技带来的健康福利,开启一条财富与健康并行的双赢之路。

在当今充满不确定性的经济环境中,寻找一项既能实现财富增值又能保障健康的选择显得尤为重要。细胞健康信托为您提供稳健的财务回报。在马来西亚法令的严格监管下,信托基金不仅为参与者打造了安全、透明的环境,还通过专业的资产管理和多样化的策略,助力您的财富稳步增长。同时,您的权益及受益人的未来也将获得充分保障,确保财富与健康在未来的生活中得到更全面的规划与守护。

Product
产品
Cellular Wellness Trust
细胞健康信托
Trustee
受托人
Amanah Warisan Berhad
Subscription Value
认购金额
RM500,000 per unit
RM500,000/单位
Tenure Period
期限
Minimum 3 years, optional to extend 2 more years.
最低3年,之后可选再延2年
Estimate Returns
预计回报率
3% per annum first 3 years
前3年每年 3%

5% per annum next 2 years (optional)
后2年每年5%
Exclusive Benefits
专属福利
5 Exclusive Stem Cell Treatments
Worth RM60,000–RM80,000 each
Provided annually for 5 years at certified clinics
Benefits can be transferred to loved ones
5次高级干细胞治疗
每次价值 RM60,000–RM80,000
由马来西亚卫生部批准的诊所提供
每年一次,持续5年 (可转让)

※Terms & Conditions applied 须符合条规

Why Choose CWT?

为什么选择细胞健康信托?

Exclusive Health Benefits

—专属的健康福利

Receive 5 Regenerative Therapy, one per year for five consecutive years, with a total value of RM300,000 to RM400,000.
获得5次细胞再生治疗,每年一次,连续五年,总价值高达RM300,000至RM400,000。

Treatments are provided by Ministry of Health-approved clinics, ensuring safety. You can also transfer this benefit to family or friends.
治疗由卫生部批准的诊所提供,确保安全。您还可以将此福利转让给家人或朋友,共享健康。

Steady Financial Returns

—稳健的财务回报

Estimate 3% annual return for the first 3 years, increasing to 5% for the next 2 years (optional), ensuring steady growth of your wealth.
前3年预计回报率3%,随后2年提升至5%,确保您的资金稳步增值。

Enjoy flexible tenure period options with a minimum 3-year tenure and an estimated 3% return. Plus, gain the opportunity to extend for an additional 2 years with an estimated 5% return. This unique feature allows the settlor to decide whether to terminate the planafter 3 years or continue for another 2 years, based on their evolving financial needs and goals.
预计在每12个月后的30天内支付,助您轻松规划财务。

Trust Company Protection

—信托公司的保障

As a professional trust company with extensive experience in asset management and expertise in wealth management, Amanah Warisan Berhad ensures wealth preservation and growth while strictly adhering to Malaysian laws and regulations to prevent any non-compliance risks.
作为专业的信托公司,Amanah Warisan Berhad拥有丰富的资产管理经验和专业知识,制定合理的理财策略,确保财产保值增值。同时确保所有操作符合马来西亚的法律法规,避免任何违规行为。

The company implements rigorous risk management measures to safeguard trust assets.
公司采取严格的风险管理措施,以保障信托资产的安全。

DC Healthcare Overview

简介

DC Healthcare Holdings Berhad is a highly trusted brand in the healthcare industry, renowned for its relentless pursuit of innovation and excellence. As a publicly listed company on Bursa Malaysia, DC Healthcare upholds the highest standards, dedicated to providing safe and effective Regenerative Therapy, health management, and aesthetic medical services. Within its extensive business portfolio, the company operates well-known brands such as Dr. Chong Clinic, 10 Drs, and Dr.Chong Slimming , seamlessly integrating professional medical expertise with cutting-edge technology to deliver an exceptional healthcare experience for its clients.

DC Healthcare Holdings Berhad 是医疗健康领域备受信赖的品牌,以其对创新与卓越的不懈追求而享誉业界。作为马来西亚交易所(Bursa Malaysia)的上市公司,DC Healthcare 始终秉持最高标准,致力于为客户提供安全高效的细胞再生治疗、健康管理以及美容医疗服务。在其广泛的业务组合中,公司旗下运营着 Dr. Chong Clinic10 Drs Dr.ChongSlimming 等知名品牌,将专业医疗技术与前沿科技完美融合,为客户打造卓越的健康体验。

DC Healthcare Overview

简介

DC Healthcare Holdings Berhad is a highly trusted brand in the healthcare industry, renowned for its relentless pursuit of innovation and excellence. As a publicly listed company on Bursa Malaysia, DC Healthcare upholds the highest standards, dedicated to providing safe and effective Regenerative Therapy, health management, and aesthetic medical services. Within its extensive business portfolio, the company operates well-known brands such as Dr. Chong Clinic, 10 Drs, and Dr.Chong Slimming , seamlessly integrating professional medical expertise with cutting-edge technology to deliver an exceptional healthcare experience for its clients.

DC Healthcare Holdings Berhad 是医疗健康领域备受信赖的品牌,以其对创新与卓越的不懈追求而享誉业界。作为马来西亚交易所(Bursa Malaysia)的上市公司,DC Healthcare 始终秉持最高标准,致力于为客户提供安全高效的细胞再生治疗、健康管理以及美容医疗服务。在其广泛的业务组合中,公司旗下运营着 Dr. Chong Clinic10 Drs Dr.ChongSlimming 等知名品牌,将专业医疗技术与前沿科技完美融合,为客户打造卓越的健康体验。

Benefits and Importance of
Regenerative Therapy

细胞再生治疗的好处及重要性

What is Regenerative Therapy?

什么是细胞再生治疗

Regenerative Therapy uses the “universal cells” that has the capability of differentiating into various cell types such as nerve cells, bone cells, and skin cells, to repair damaged tissues and promote the body’s self-healing and regeneration.

细胞再生治疗利用具有分化为多种细胞类型能力的“万能细胞”,如神经细胞、骨细胞、皮肤细胞等,它们可以帮助修复受损的组织,促进身体的自我修复和再生。

Screenshot 2025-03-20 at 5.05.36 PM

Benefits and Importance of
Regenerative Therapy

细胞再生治疗的好处及重要性

Screenshot 2025-03-20 at 5.05.36 PM

What is Regenerative Therapy?

什么是细胞再生治疗

Regenerative Therapy uses the “universal cells” that has the capability of differentiating into various cell types such as nerve cells, bone cells, and skin cells, to repair damaged tissues and promote the body’s self-healing and regeneration.

细胞再生治疗利用具有分化为多种细胞类型能力的“万能细胞”,如神经细胞、骨细胞、皮肤细胞等,它们可以帮助修复受损的组织,促进身体的自我修复和再生。

Benefits of Regenerative Therapy:

细胞再生治疗的好处:

main

Anti-Aging抗衰老

Regenerative Therapy can help delay the aging process, improve skin texture, increase hair density, and boost overall vitality.
细胞再生治疗可以帮助延缓衰老过程,改善皮肤质地,增加头发密度,提升整体活力。

Immune System Enhancement免疫系统增强

Regenerative Therapy can regulate the immune system, helping to combat immune-related diseases.
细胞再生治疗可以调节免疫系统,帮助对抗免疫相关疾病。

health

Organ Repair器官修复

Regenerative Therapy can repair damaged organs such as the heart, kidneys, and lungs, helping patients recover their health.
细胞再生治疗可以修复受损的器官,如心脏、肾脏、肺部等,帮助患者恢复健康。

guanjie

Orthopedic Disease Treatment骨科疾病治疗

Regenerative Therapy has significant therapeutic effects on orthopedic diseases such as osteoarthritis and rheumatoid arthritis.
细胞再生治疗对骨关节炎、类风湿性关节炎等骨科疾病有显著的治疗效果。

Disclaimer: Above is for informational purposes only and does not constitute financial or medical advice. In making any decision, participants must rely on their own examination of the company and the terms of the offering, including the merits and risks involved. All financial projections, including estimated returns, are subject to market risks, economic conditions, and regulatory changes. Wellness services are provided separately and subject to medical consultation and regulatory approvals. The actual outcomes may vary from the statements made in this flyer. In the event of any discrepancies between the Mandarin and English versions of this document, the English version shall prevail. This material is for internal use only and is not intended for public distribution.

Benefits of Regenerative Therapy:

细胞再生治疗的好处:

main

Anti-Aging抗衰老

Regenerative Therapy can help delay the aging process, improve skin texture, increase hair density, and boost overall vitality.
细胞再生治疗可以帮助延缓衰老过程,改善皮肤质地,增加头发密度,提升整体活力。

Immune System Enhancement免疫系统增强

Regenerative Therapy can regulate the immune system, helping to combat immune-related diseases.
细胞再生治疗可以调节免疫系统,帮助对抗免疫相关疾病。

health

Organ Repair器官修复

Regenerative Therapy can repair damaged organs such as the heart, kidneys, and lungs, helping patients recover their health.
细胞再生治疗可以修复受损的器官,如心脏、肾脏、肺部等,帮助患者恢复健康。

guanjie

Orthopedic Disease Treatment骨科疾病治疗

Regenerative Therapy has significant therapeutic effects on orthopedic diseases such as osteoarthritis and rheumatoid arthritis.
细胞再生治疗对骨关节炎、类风湿性关节炎等骨科疾病有显著的治疗效果。

Disclaimer: Above is for informational purposes only and does not constitute financial or medical advice. In making any decision, participants must rely on their own examination of the company and the terms of the offering, including the merits and risks involved. All financial projections, including estimated returns, are subject to market risks, economic conditions, and regulatory changes. Wellness services are provided separately and subject to medical consultation and regulatory approvals. The actual outcomes may vary from the statements made in this flyer. In the event of any discrepancies between the Mandarin and English versions of this document, the English version shall prevail. This material is for internal use only and is not intended for public distribution.

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